Updated 08/2010

This is a partial list of information sources that may be helpful to your patrons. You may know of many others.

GENERAL INFORMATION

The Foundation Center's Site for Individual Grantseekers is a great help to individual grant seekers. It has information on grant searching, fiscal sponsorship, and FAQ section, and a nationwide list of Foundation Center cooperating collection libraries.

The Grants for Individuals website, created and run by Michigan State University, provides links to sites with grant and scholarship information for individuals, divided by population groups, academic levels, and subjects. Much of it is for students, but some, like the links to the arts and music, are useful to nonstudents, too.

A quick way to check for government benefits, grants, pensions, Social Security, Medicaid, etc., is to visit the U.S. government benefits website. Links are provided at this site for federal web pages on each of these topics. In order to find out what benefits you may be entitled to, visit the GovBenefit web page. You can go to a questionnaire section, or browse by the most popular benefits, or check membership eligibility by life event like disability, death of a loved one, or natural disaster. If you want to check into state programs, click the button at the bottom, "locate benefits by state."

For those who believe that they may be owed money by the government (for federally insured mortgages, pensions from failed companies, savings bonds, settlements from class action suits by federal employees, etc.) see the website on federal monies owed to individuals. It has links to sites that can be searched for all these federal benefits.

To check unclaimed properties by state, see the site of the National Association of Unclaimed Property Administrators for the appropriate state links.

If someone really wishes to check every grant available to individuals from the federal government, they can go to the Grants Clearinghouse and do an advanced search for broad areas, limited by applicant eligibility.

HOUSING

For a list of programs from the federal government, including lower-interest mortgages, mortgage guarantees, HUD homes and counseling, see the HUD webpage for individuals. .

For those interested in buying or rehabilitating a home in a rural area, the United States Agricultural Department Rural Housing Service has programs to help. These include loan guarantees and direct loans. They are subject to income limits. For more information, see the website for rural development.

A HUD program exists to encourage police officers, K-12 teachers, firefighters, and EMS technitions to live in areas that need revitalizaton. The Good Neighbor Next Door Program sells HUD homes in revitalization areas for a 50% discount to people in these professions, if they commit to the house as their permanent sole residence for 36 months.

For those wanting to buy a home, or any other property, real or personal, for sale by a federal agency, there is a one-stop shop. It links to agencies and federal auction announcements.

Community Action Agencies (CAAs), created as part of the Great Society programs, are often the providers of energy assistance, housing, business assistance and other local financial aid programs for individuals. You can identify the ones in your state and see what services they provide.

ENERGY

To find state programs to help low-income people get energy assistance and help in insulating their homes, see this link by the Low-Income Home Energy Assistance Program (LIHEAP) Clearinghouse. There is also a link for the disconnect policies in each state.

Several new tax credits are available for homeowners who make improvements in the energy efficiency of their homes. The Energy Star website has a full listing of them, how to qualify, and forms needed to claim the credits.

For a list of incentives given by each state, see the Database of State Incentives for Renewables & Efficiency.

The new "Cash for Appliance Clunkers" program is being rolled out by the states. For more information about the program in your state, see the Department of Energy website.

RE-CAREERING

For a list of training providers nationwide that are eligible for WIA (Workforce Investment Act) funding, see the career one stop site.Schools, correspondence schools, flight and vocational schools, apprenticeship and training programs, and even overseas schools eligible for VA funding are searchable here.

BUSINESS

A good place to start looking for federal or state funding help is the interactive search engine at business.gov. It will walk you through various grant or loan possibilities.

A legitimate federal grant program for small businesses is the SBIR (Small Business Innovation Research Program) for small high tech businesses. Another program to encourage technology development is the STTR (Small Business Technology Transfer Program), which encourages partnerships between the private and public sector.The webpage above describes both programs.

For more information on SBA programs, see their websites on grants and financing.

The new stimulus deferred-payment, no-interest loan from the Small Business Administration has been announced. It's called the ARC loan and it is only for already-established businesses that fit the criteria for "viable" by the SBA. It was created to help otherwise viable businesses that are hurt by current economic conditions. It is NOT for new businesses, and is meant to pay the interest or principle of past loans. For more information, see the SBA website or call the toll-free number 866-947-8081 from 8 a.m. till 9 p.m. eastern time. It will be offered until September 30, 2010, or until funds are exhausted.

There are tax incentives in place for employers who hire ex-offenders, recent welfare recipients, unemployed veterans, residents of empowerment zones and enterprise communities, and others. The employer who hires a qualified applicant may be eligible for a tax credit equal to 25% of wages of an employee working between 120 and 400 hours, and 40% of the wages of an employee working over 400 hours. For more, see the Department of Labor web page.

MEDICAL CARE AND DISABILITIES

For people who are trying to find group health insurance, a website by Foundation for Health Coverage Through Education lists information about public and private health care available on a state-by-state basis, as well as a short quiz that can help you find health insurance carriers. They also have a toll-free hotline (800.234.1317) that is available 24/7.

Many drug companies have programs to aid people who need prescription medications and who are not covered by government programs or private insurance. Qualifications vary by company. For a complete list, see Needymeds. A listing for psychotropic drugs for the mentally ill is available at the NAMI website. Another source of information about prescription help from pharmaceutical companies is at RX Assist.

The National Organization for Rare Disorders (NORD) offers a patients' assistance program to provide financial assistance to uninsured or underinsured people in obtaining medications.

Besides prescription drugs, Needymeds is a good website for links to medicare, medicaid, state health services and to find the locations of free and low-cost clinics.

Pfizer has a program for the newly unemployed who have lost their jobs since January 1, 2009. It provides free drug coverage for Pfizer products for 12 months or until they get coverage from another policy, whichever comes first. While there is no limit on previous income, applicants must prove their financial need. It is called MAINTAIN. For more information, call 1-866-766-3700 or see their information website.

Several major drug manufacturers have created a drug discount card program called Together Rx. People eligible for this card must be under 65, (or over 65 and ineligible for Medicare), and have no other private or public drug coverage. They must have restricted incomes as well.

Insure Kids Now has information on children's health coverage in other states.

Mission Cataract USA, coordinated by the Volunteer Eye Surgeons' Association, is a program providing free cataract surgery to people of all ages who have no other means to pay. Surgeries are scheduled annually on one day, usually in May. Their phone number is: 1-800-343-7265.

Another site with information on financial help for eye exams and treatment is the National Eye Institute's Financial Aid for Eyecare site. This lists aid provided by national organizations, Medicaid and SCHIP (aid for uninsured children).

VISION USA, coordinated by the American Optometric Association (AOA), provides free eye care to uninsured, low-income workers and their families. Screening for the program takes place only during January of each year, with exams provided later in the year. Their phone number is: 1-800-766-4466.

Sight for Students, a Vision Service Plan (VSP) program in partnership with The Entertainment Industry Foundation, provides eye exams and glasses to children 18 years and younger whose families cannot afford vision care. Their phone number is: 1-888-290-4964. New Eyes for the Needy provides vouchers for the purchase of new prescription eyeglasses. The mailing address is 549 Millburn Avenue, P.O. Box 332, Short Hills, NJ 07078-0332. Their phone number is: (973) 376-4903.

The Starkey Foundation makes hearing aids available for those who have no other financial resources and cannot afford them. For more information, contact the Hear Now program at: 1-866-354-3254 or write: Hear Now Program, 6700 Washington Avenue S. Eden Prairie MN 55344.

To find information on lower-cost dental care, see the information sheet by the National Institute of Dental and Craniofacial Research, or call them at: (301) 402-7364 for a list of nearby dental schools that may provide help.

Financial aid for adaptive equipment--whether for mobility, equipment, or computer hardware or software for the disabled--is available through many state agencies and nonprofits. For a list of the leading agency in each state, see the website of RENSA, (the Rehabilitation Engineering and Assistive Technology Society of North America).

The Association of Blind Citizens also provides financial aid in purchasing adaptive equipment and software for the legally blind--up to 50% reimbursement for equipment ranging from $200 to $6000. Income restrictions apply.

The Barr Foundation provides financial assistance for amputees in need of prothesis and other equipment who are unable to pay for it. See their website for more information, or call (561) 391-7601.

The Corporate Angel Network assists cancer patients in financial need in getting airplane transportation to and from treatment sites by finding and arranging for flights on empty seats on corporate gets. Financial need required. For more information, call toll-free (866) 328-1313.

The Social Security Administration has instituted the Ticket to Work program for SSI and SSDI recipients. This is a voucher that allows them to get cash benefits while they work, choose an agency to give them job training, education and rehabilitation, and helps with extra work expenses related to one's disability. You don't need to physically have the ticket in order to get these benefits, and if you have the ticket, you are not required to use it.

For more information on financial help for the disabled, see Disability Resources. Ignore the part on "grants"; that is for nonprofits. Instead click "financial information".

Federal benefits for the disabled are found at the DisabilityInfo page, including information for the parents of disabled children, food stamps, and work incentive programs. To the right is a link to state resources.

AGED

To find out about assistance programs for the elderly, check Benefits Checkup an interactive website sponsored by the National Council on Aging, in which information about an elder can be input, with a list of possible aid programs and contact information given out.

K-12 SCHOLARSHIPS

Scholarships for elementary and high school are always tricky. Consult the individual school or schools in which you are interested, or check this website of the Children's Scholarship Fund to see if your area has a local scholarship affiliation.

Another list of funding for pre-college students is at the Michigan State University website. Be sure to check the About.com site on private school scholarships.

VETERANS

The Veterans Administration website has excellent information on veteran's programs and benefits, but there is another print source that is good, too: What Every Veteran Should Know, an annual publication by the Veterans Information Service (a private publisher) on benefits, education, housing, health care, homeless veterans, etc.

Besides the federal Veteran's Administration office, many states provide aid for veterans in housing, emergency help, education (for veterans, their orphaned children, and children of disabled veterans), and burial. See the veteran's affairs office in your state for details.

TELEPHONE SERVICE

The Universal Service Administrative Company, a not for profit agency, was set up by the federal government to help the poor with their phone accounts, among other things. The low income program is divided into two parts: Link Up, which helps with the initial start-up costs, and Lifeline, which helps with ongoing phone bills. Note that these only help with expenses for bare-bones, local telephone accounts. To find out if you qualify, see the links to federal qualifications and qualifications within each state and tribal land. Within each state, you will find out about qualifications for that state and how to apply for service within each phone company. A page also describes the program in Spanish.

Safelink Wireless is a government-supported program that provides a free cell phone and airtime (about an hour)to people who otherwise wouldn't have them. Enter your zip code to see if it's available in your area, as well as eligibility in your state. You have to apply in print (the website gives you an application that you have to print and fill out), and send documentation that shows you are qualified, or fax them to the number shown. Mailed applications can take up to 2-3 weeks. For more information, call Safelink at 1-800-977-3768 from 8 a.m. till 10 p.m. Monday through Saturday, or Sunday from 8 a.m. till 7 p.m., eastern time.

ARTISTS

There are some announcements, proposals, scholarships, and grants at the Art Deadlines List, however, you will get a up-to-date list if you subscribe for a fee. The Ohio Arts Council has an excellent searchable database on financial opportunities for artists, and it is not limited to Ohioans.

Here are some other websites for artists: Michigan State University Grants for Individuals--Artists. This site was created by MSU, but has nationwide listings, although it leans somewhat towards Michigan. Look under the headings “art,” “film,” “photography,” “writing,” and “music.” NYFA Interactive lists job opportunities, casting calls, emergency help for artists, residencies, etc.